6 Type Managing Money
However, to plan the future of children who do not need to cost a bit. That’s why, you need to manage money carefully so that it can cover the needs, and put it aside for their education later. Unfortunately, not everyone is doing the same thing in managing money. Which are easily visible only 6 types of existing money management style. You belong to the type of which, and what advice can be given to money management style for the better and focused?
1. Wasteful. This type likes to spend money without regard to their own financial condition. For him, shopping, though until the debt, not a problem.
Suggestion: This type must be aware of and used to make a budget. As far as possible, he also had to follow, and disciplined to follow a budget that made it. If not – let alone still owe – the kids in the future will bear the bad habit of money management parents.
2. Stingy. He is most afraid of spending money. The biggest fear is no money and debt. He is too calculating in holding money, so could not enjoy his own money.
Suggestion: For this problem, the management of money is nothing to worry about. But unfortunately, unlike stingy thrifty. Stingy will make your children will feel constrained, and likely will shop like crazy when he finally got his own money. Remember, money is not happiness, even as he could be a means to enjoy happy times. Try to be more loose and not too tight, as long as used properly, your money will not feel lost like hell.
3. Worrier. He was always worried about money, even in conditions have a lot of money.
Suggestion: This may be related to the condition of your personality or character that is too worried about the future. In fact, as long as you plan things well, excessive anxiety is not required. Indeed, we have a plan, God is also a decisive. Therefore, get rid of this anxiety affairs, more careful in managing money, and note to myself that God will always put out his hand when his people into trouble.
4. Free-spirited. This type of worrier opposite. He was never worried, despite the debt or paying bills late.
Tip: Be relaxed in the face of all problems of life is not something bad. However, too casual is not recommended. Because of that, try to be a little more discipline, especially in matters of money. Late paying bills, for example, leads to waste because you have to pay fines when collected, the numbers pretty. Especially when the fines that come from credit cards or types of other loans. So, a little discipline in managing money for more help, especially if you already have the desire to save for future education expenses.
5. Dreamer. There is no lottery that he had missed. He is very confident, he will succeed eventually won the lottery which one he followed.
Suggestion: Many successful leaders because they have dreams big. However, the dream and the dreamer is not the same thing. Therefore, try to distinguish where your dreams can be realized, and which a mere fantasy. Did not pay to get the lottery dreams, because only a few of the billions of people who can win it. Better, try to realize your dreams had smaller, until finally reach the big dream.
6. Planners. This type of very careful in spending money. For him, everything must be done according to plan. Nevertheless, he can still enjoy life.
Suggestions: No suggestions for the planners, in addition to the awareness that the God who arranged everything. However, humans are required to attempt. This type is the most ideal in managing money.