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6 Reasons for Not Saving Money

reasonsEveryone knows the key to becoming rich is to save money saving aliases. However, many people still can not do it. Here’s six reasons why we can not save money.

1. No Money
“How to save money if the money that would save nothing?” So says a friend. Then, I asked him what he was doing the first time while receiving a salary. “Pay the debt of three credit cards (the size of half of salary) and the rest for living expenses a month.”
Apparently, he can not resist swiping a credit card if you’re a walk and see the good stuff. If that is the case, many expenses are unexpected and not recorded, how to save money?

2. Only later
Reason “Later when thereĀ  money” would often you say. Well, according to Rob Bennett, author of Financial Freedom Blog at PassionSaving.com, the more we grow and age more and more of our bad habits, it becomes increasingly difficult to eliminate. Includes, lazy habit of saving it.

3. Revenue for Enjoyed
The third reason people often sounded as mentioned about saving the “I want to enjoy my money once, can not you?” Of course, not. But goals are also saving to buy something you can enjoy. Only difference, have fun from the new savings can be enjoyed after a certain period. While people now prefer instant way. Owed for fun, pay later.

4. There was a Savings
Ie husband. This is the reason that many used the housewives. So, they feel no need to bother to save because there are doing for them. In fact, it would be safer if no savings alone do you? Yes, for just in case a sudden “single” again. Who knows?

5. Have assets for sale
Why do you feel no need to try hard to save money? The reason is because you believe the goods you have and buy can be a valuable asset to be sold again as needed money. Yeah, what?

6. Can heritage
This is why those who felt his family “rich”. They will think why bother to save money, yet can be inherited from the parents later. Well if his legacy in the form of money. If the debt?

Actually there is an easy way to disciplined saving. I’m sure you’ve heard, the savings futures. Ever see an ad that offers a direct gift of a brand new phone if you save a month Rp 225.000? That is one example of the present term savings are always offered a gift.

With these savings, but can make you spend money, you are also free to decide themselves how much money you want to save per month and duration of saving. No hard too! You just start with 5 percent of total income (it would be nice if it could be 10 percent, as suggested financial expert). If successful, you just increase the deposit as your salary increase. Well, good save!

Fri, October 23 2009 » Saving

3 Responses

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